From our family to yours.
A family-owned independent agency that puts trust, options, and service first — caring for what matters to you most.
Built on trust and choice
Direct Insurance Service of Minnesota was founded in 2010 by Tom and Margaret Kotula. As an independent agency, we aren't tied to any single insurance company — we act as your advocate, cross-checking prices and coverage across about a dozen carriers to find the option that fits you best.
It's an approach the industry has recognized: we earned the 2015 Smart Choice Leadership Award for the way we serve our clients.
- Independent — your advocate, not a single carrier's salesperson
- Established — serving Minnesota since 2010
- Local — face-to-face service from our Sauk Rapids and Plymouth offices
What we stand on
Trust
As independent agents, we're your legal advocates — working in your interest, not a single carrier's.
Options
We cross-check prices across many insurers to find genuinely competitive coverage for your situation.
Customer Service
Local, face-to-face help — recognized with the 2015 Smart Choice Leadership Award.
Let's find your coverage
Work with a local, independent agency that shops the market on your behalf.
Get a quote